{"id":15741,"date":"2025-03-01T19:19:00","date_gmt":"2025-03-01T18:19:00","guid":{"rendered":"https:\/\/profedeflele.es\/?p=15741"},"modified":"2025-03-01T19:26:25","modified_gmt":"2025-03-01T18:26:25","slug":"jubilacion-espana","status":"publish","type":"post","link":"https:\/\/profedeflele.es\/en\/jubilacion-espana\/","title":{"rendered":"La jubilaci\u00f3n en Espa\u00f1a: Todo lo que debes saber"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"15741\" class=\"elementor elementor-15741\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4558964 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4558964\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-418c8bf3\" data-id=\"418c8bf3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47e75e7c elementor-widget elementor-widget-text-editor\" data-id=\"47e75e7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p>Espa\u00f1a es uno de los destinos m\u00e1s atractivos para jubilarse, tanto para los ciudadanos espa\u00f1oles como para extranjeros. Su clima, calidad de vida y sistema de pensiones hacen que muchas personas elijan este pa\u00eds para disfrutar de su retiro. En este art\u00edculo, exploraremos c\u00f3mo funciona la jubilaci\u00f3n en Espa\u00f1a, los requisitos, la edad de retiro y los beneficios que ofrece el sistema de pensiones.<\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo funciona la jubilaci\u00f3n en Espa\u00f1a?<\/strong><\/h3>\n<p><\/p>\n<p><\/p>\n<p>El sistema de pensiones en Espa\u00f1a es gestionado por la Seguridad Social y se basa en las cotizaciones realizadas durante la vida laboral. Cuantas m\u00e1s contribuciones haga una persona, mayor ser\u00e1 su pensi\u00f3n al jubilarse.<\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\"><strong>Edad de jubilaci\u00f3n en Espa\u00f1a<\/strong><\/h3>\n<p><\/p>\n<p><\/p>\n<p>La edad de jubilaci\u00f3n en Espa\u00f1a est\u00e1 aumentando progresivamente. Actualmente, la edad legal de retiro es de 66 a\u00f1os y 6 meses, pero alcanzar\u00e1 los 67 a\u00f1os en 2027 para quienes no hayan cotizado 38 a\u00f1os y 6 meses. Sin embargo, aquellos que hayan cumplido con este periodo de cotizaci\u00f3n pueden jubilarse a los 65 a\u00f1os.<\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\"><strong>Tipos de pensiones en Espa\u00f1a<\/strong><\/h3>\n<p><\/p>\n<p><\/p>\n<p>Existen diferentes tipos de pensiones para adaptarse a distintas situaciones laborales y personales:<\/p>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Pensi\u00f3n contributiva:<\/strong> Se otorga a quienes han cotizado al menos 15 a\u00f1os en la Seguridad Social.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Pensi\u00f3n no contributiva:<\/strong> Para personas que no han alcanzado el m\u00ednimo de cotizaci\u00f3n, pero se encuentran en situaci\u00f3n de necesidad.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Jubilaci\u00f3n anticipada:<\/strong> Se puede solicitar a partir de los 63 a\u00f1os si se han cotizado al menos 35 a\u00f1os, con penalizaciones en el importe de la pensi\u00f3n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Jubilaci\u00f3n parcial:<\/strong> Permite combinar trabajo a tiempo parcial con la percepci\u00f3n de una parte de la pensi\u00f3n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\"><strong>C\u00e1lculo de la pensi\u00f3n<\/strong><\/h3>\n<p><\/p>\n<p><\/p>\n<p>El importe de la pensi\u00f3n se basa en la base reguladora, que se obtiene a partir de los \u00faltimos a\u00f1os cotizados. A partir de 2027, se tomar\u00e1n en cuenta los \u00faltimos 25 a\u00f1os de cotizaci\u00f3n para calcular la pensi\u00f3n.<\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\"><strong>Jubilaci\u00f3n para extranjeros en Espa\u00f1a<\/strong><\/h3>\n<p><\/p>\n<p><\/p>\n<p>Muchos extranjeros eligen Espa\u00f1a para jubilarse debido a su excelente sistema de salud, calidad de vida y coste de vida m\u00e1s bajo que en otros pa\u00edses europeos. Para acceder a una pensi\u00f3n en Espa\u00f1a, los ciudadanos extranjeros deben haber cotizado en el pa\u00eds o contar con convenios internacionales que permitan sumar a\u00f1os cotizados en otras naciones.<\/p>\n<p><\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\"><strong>Beneficios de jubilarse en Espa\u00f1a<\/strong><\/h3>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Clima agradable:<\/strong> Muchas ciudades como M\u00e1laga, Alicante y Valencia tienen temperaturas templadas todo el a\u00f1o.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Sistema de salud p\u00fablico y gratuito:<\/strong> Espa\u00f1a cuenta con uno de los mejores sistemas sanitarios del mundo.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Bajo coste de vida:<\/strong> En comparaci\u00f3n con otros pa\u00edses de Europa, Espa\u00f1a ofrece precios m\u00e1s accesibles en vivienda y alimentaci\u00f3n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\">\n<li><strong>Amplia oferta cultural y de ocio:<\/strong> Desde playas hasta monta\u00f1as, Espa\u00f1a tiene muchas opciones para disfrutar la jubilaci\u00f3n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p>Si quieres saber m\u00e1s, no te pierdas el v\u00eddeo de Youtube o el episodio de p\u00f3dcast en Spotify.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-419584f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"419584f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cdf199\" data-id=\"3cdf199\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1a9ca3 elementor-widget elementor-widget-video\" data-id=\"b1a9ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/S8h7xX6izCo&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5e5aeb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5e5aeb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d128d29\" data-id=\"d128d29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88d6fc0 elementor-widget elementor-widget-shortcode\" data-id=\"88d6fc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><iframe style=\"border-radius:12px\" src=\"https:\/\/open.spotify.com\/embed\/episode\/0iruoNvnvhTJ8iHj4BWuPG?utm_source=generator\" width=\"100%\" height=\"152\" frameBorder=\"0\" allowfullscreen=\"\" allow=\"autoplay; clipboard-write; encrypted-media; fullscreen; picture-in-picture\" loading=\"lazy\"><\/iframe><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ce18b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ce18b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e3482b0\" data-id=\"e3482b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0452027 elementor-widget elementor-widget-text-editor\" data-id=\"0452027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Escucha el episodio en Spotify.\u00a0<strong><a href=\"https:\/\/open.spotify.com\/\">SUSCR\u00cdBETE A MI CANAL DE P\u00d3DCAST: ESPA\u00d1OL EN TU BOLSILLO<\/a><\/strong>.<\/p>\n<p>Recuerda seguir explorando mi blog para m\u00e1s art\u00edculos interesantes sobre lugares, culturas y costumbres de Espa\u00f1a e Hispanoam\u00e9rica. Tambi\u00e9n encontrar\u00e1s recomendaciones y consejos para aprender espa\u00f1ol. Adem\u00e1s, puedes ver todos mis episodios de p\u00f3dcast en Youtube, donde tengo cientos de v\u00eddeos sobre expresiones y vocabulario para aprender espa\u00f1ol intermedio y avanzado.<\/p>\n<p><strong><a href=\"https:\/\/www.youtube.com\/\">SUSCR\u00cdBETE A MI CANAL DE YOUTUBE: \u201cProfe de FLELE\u201d<\/a><\/strong>.<\/p>\n<p>\u00a1Descubre todo lo que tengo para ofrecerte en tu viaje de aprendizaje del espa\u00f1ol!<\/p>\n<p>Recuerda que para aprender vocabulario coloquial aqu\u00ed tienes mi e-book gratuito. \ud83d\udcd6\u00a0<strong><a href=\"http:\/\/eepurl.com\/hxSJoP\">Consigue mi EBOOK GRATIS: \u201c100 EXPRESIONES COLOQUIALES EN ESPA\u00d1OL\u201d<\/a><\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Espa\u00f1a es uno de los destinos m\u00e1s atractivos para jubilarse, tanto para los ciudadanos espa\u00f1oles [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15741","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La jubilaci\u00f3n en Espa\u00f1a: Todo lo que debes saber | Profe de FLELE<\/title>\n<meta name=\"description\" content=\"Descubre todo sobre la jubilaci\u00f3n en Espa\u00f1a: edad de retiro, tipos de pensiones, requisitos y beneficios para jubilados nacionales y extranjeros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/profedeflele.es\/jubilacion-espana\/\" \/>\n<meta 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